Understanding SSDI & SSI
Updated: Dec 4, 2019
The Social Security Administration (SSA) offers two programs for those who are disabled and unable to work.
The first is SSDI. Social Security Disability Insurance is a program for those who have worked in the past and earned "credit" through Social Security. Through SSDI, Social Security will pay benefits to individuals and families if the wage earner meets the criteria to be insured.
The second program is SSI. Supplemental Security Income pays a monthly stipend to those who pass a financial means requirement and do not have a work history qualifying for SSDI.
Both programs have the following requirements: 1) the individual not be working, 2) the individual has an impairment that is severe, 3) and that the impairment be listed as a diagnosis with SSA, 4) the individual not be able to return to any previous work, and 5) the individual cannot perform any other type of work.
Other factors will contribute to SSA’s decision on an individual’s SSDI / SSI claim, but the factors listed above are the primary factors for each claim.
Long & Vernon can help you prepare and file a claim. We are also available to file your appeals at the Reconsideration Level and the ALJ (Administrative Law Judge) level.